Refinancing to Pay for Renovations? Consider the VA’s Energy Efficient Mortgage Program

Making renovations that are energy efficient is not just a great way to reduce energy output, but it’s also an effective way of decreasing monthly utility costs. It serves as a one-time investment that will save money in the long run.

The FHA Mortgage Minimum Credit Score Has Been Reduced. Here’s What You Need to Know…

If you haven’t heard about the changes to the Federal Housing Administration’s (FHA) credit score minimum, here’s some information on the recent reduction and how it may impact your home purchase.

How to Calculate Your True Cost of Living and Determine How Much of a Home You Can Afford

If you’re in the market for a house and are wondering how your income will stack up against the rest of your expenses, here’s how to determine a home cost that’s reasonable for you.

Help Available To Struggling Homeowners Set To End In 2016

If you haven’t heard of HARP refinancing and you’re a homeowner who’s looking for a lower interest rate, this may be the right solution to your payment woes. Instead of letting the opportunity blow by, here’s all you need to know before this option ends in 2016.

Everything You Need to Know About Fannie Mae’s New Home Ready Mortgage

Traditionally, getting a mortgage requires you to have a level of income appropriate to the size of home that you’re buying. But for a lot of low-income and minority borrowers, a simple measure of one person’s income isn’t an accurate measure of whether or not that person can afford a home.

Struggling to Get Approved Because of Your Income? 5 Reasons to Consider a FHA Loan

Buying a home isn’t cheap. But if you’re determined to become a homeowner, the FHA home loan program can help. This loan program, ideal for first-time buyers with low incomes, can help you to build your credit and make home ownership a reality.

Have You Been Denied for a Mortgage? Here Are 3 Reasons Why You’ll Want to Keep Trying

If you’re in the market for a new home, you’ll most likely need a mortgage in order to afford it. But for some home buyers, getting a mortgage isn’t easy. Here are three factors that can influence the likelihood of approval on the second try.

Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One

How does a mortgage pre-approval work, and how can you make sure you won’t be declined when you apply? Here’s what you need to know.

3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval

Avoid these three mortgage-killing habits while your lender evaluates your loan and you’ll quickly find yourself holding the keys to your new home.

Yes, It’s True: Mortgage Closing Costs Are Down. Here’s How You Can Take Advantage

When you close on your mortgage, take these three steps and you’ll find that you’ll pay far less in closing fees than most buyers would.